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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL3 years Filed as: LPL FINANCIAL, LLC Service code 27 PO BOX 502533 · SAN DIEGO, CA 921502533 | Advisory (Plan) | $39,323 |
Filed as: SCHNEIDER DOWNS & CO INC Service code 10 · EIN 25-1408703 | Accounting | $19,343 |
AMERICAN FUNDS3 years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $5,135 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,369 | $44,103+116.2% | $75,826+25.8% | $64,173+48.6% |
| Participation rate | 94.4% | 62.7%+31.6pp | 68.2%+26.2pp | 69.6%+24.8pp |
| Annual return | -4.71% | -4.72%0pp | 1914.15%-1918.9pp | 7.63%-12.3pp |
| Employer contribution / active EE | $3,192 | $1,446+120.8% | $1,913+66.8% | $2,381+34.1% |
| Participant deferral / active EE | $5,421 | $2,204+145.9% | $2,862+89.4% | $3,470+56.2% |
| Admin fee / account holder | $527 | $3,506-85.0% | $4,726-88.8% | $4,887-89.2% |