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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,437 | $102,595-1.1% | $94,057+7.8% | $154,746-34.4% |
| Participation rate | 94.4% | 76.0%+18.4pp | 73.3%+21.1pp | 80.7%+13.7pp |
| Annual return | 11.43% | 583.42%-572.0pp | 480.62%-469.2pp | 172.34%-160.9pp |
| Employer contribution / active EE | $1,788 | $3,147-43.2% | $2,933-39.0% | $4,379-59.2% |
| Participant deferral / active EE | $3,127 | $5,118-38.9% | $4,709-33.6% | $6,730-53.5% |
| Admin fee / account holder | $7,598 | $7,736-1.8% | $7,244+4.9% | $14,365-47.1% |