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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,730 | $109,872-13.8% | $98,483-3.8% | $167,536-43.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 20.05% | 1959.31%-1939.3pp | 1494.38%-1474.3pp | 478.82%-458.8pp |
| Employer contribution / active EE | $2,130 | $3,225-34.0% | $2,961-28.1% | $4,839-56.0% |
| Participant deferral / active EE | $2,469 | $4,673-47.2% | $4,276-42.3% | $6,342-61.1% |
| Admin fee / account holder | $587 | $6,757-91.3% | $5,953-90.1% | $12,315-95.2% |