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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,780 | $88,778+4.5% | $81,844+13.4% | $145,884-36.4% |
| Participation rate | 94.4% | 75.1%+19.4pp | 72.4%+22.1pp | 80.3%+14.1pp |
| Annual return | 16.52% | 1033.03%-1016.5pp | 778.87%-762.4pp | 551.85%-535.3pp |
| Employer contribution / active EE | $1,555 | $3,087-49.6% | $2,916-46.7% | $4,662-66.6% |
| Participant deferral / active EE | $2,947 | $4,648-36.6% | $4,323-31.8% | $6,690-55.9% |
| Admin fee / account holder | $28,842 | $8,430+242.1% | $7,355+292.1% | $13,392+115.4% |