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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,903 | $96,691+3.3% | $86,656+15.3% | $139,487-28.4% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 19.73% | 106.87%-87.1pp | 593.09%-573.4pp | 373.84%-354.1pp |
| Employer contribution / active EE | $1,629 | $3,267-50.1% | $3,025-46.1% | $4,755-65.7% |
| Participant deferral / active EE | $2,504 | $4,838-48.2% | $4,439-43.6% | $6,713-62.7% |
| Admin fee / account holder | $3,170 | $6,414-50.6% | $5,619-43.6% | $11,407-72.2% |