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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,780 | $88,815+4.5% | $81,882+13.3% | $145,897-36.4% |
| Participation rate | 94.4% | 75.1%+19.4pp | 72.4%+22.1pp | 80.3%+14.1pp |
| Annual return | 16.52% | 1033.75%-1017.2pp | 779.47%-763.0pp | 552.29%-535.8pp |
| Employer contribution / active EE | $1,555 | $3,086-49.6% | $2,916-46.7% | $4,663-66.6% |
| Participant deferral / active EE | $2,947 | $4,647-36.6% | $4,323-31.8% | $6,689-55.9% |
| Admin fee / account holder | $28,842 | $8,434+242.0% | $7,360+291.9% | $13,390+115.4% |