Filed June 16, 2004 (most recent of 2 filings on file)
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
TFS ADVISORY SERVICES2+ years Service code 27 · EIN 22-2825878 | Advisory (Plan) | $18,466 |
THE VANGUARD GROUP, INC.2+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $10,996 |
LPL FINANCIAL1 year Service code 27 75 STATE STREET · BOSTON, MA 02109 | Advisory (Plan) | $6,740 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,620 | $55,453-8.7% | $170,442-70.3% | $62,292-18.7% |
| Participation rate | 64.0% | 66.4%-2.3pp | 83.6%-19.6pp | 69.5%-5.5pp |
| Annual return | 13.42% | 21.38%-8.0pp | 205.93%-192.5pp | 28.90%-15.5pp |
| Employer contribution / active EE | $1,078 | $2,164-50.2% | $5,433-80.2% | $2,042-47.2% |
| Participant deferral / active EE | $2,055 | $2,303-10.8% | $4,939-58.4% | $3,169-35.2% |
| Admin fee / account holder | $358 | $455-21.2% | $13,880-97.4% | $479-25.2% |