Retirement plan

CRIHB 401(K) PROFIT SHARING PLAN

Name: CALIFORNIA RURAL INDIAN HEALTH BOARD, INC. - CRIHB 401(K) PROFIT SHARING PLAN (2023) Form 5500
Creator: CALIFORNIA RURAL INDIAN HEALTH BOARD, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CRIHB 401(K) PROFIT SHARING PLAN, CALIFORNIA RURAL INDIAN HEALTH BOARD, INC.

CALIFORNIA RURAL INDIAN HEALTH BOARD, INC.EIN 23-7052541Plan #003PY 2023

1020 SUNDOWN WAY - ROSEVILLE, CA 95661916-929-9761crihb.orgLinkedIn51-200 employeeshospital & health care

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$6.1M

+14.3% from 2022

Total participants

143

+3.6% from 2022

Average account balance

$44,094

+13.4% from 2022

Annual return

16.58%

+34.22 pp from 2022

Benchmarks

See 9,822 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort9,822 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

132

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$605K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$198

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
THREE BELL CAPITAL LLC5 years Service code 27 · EIN 45-3567626 4 MAIN STREET STE 230 · LOS ALTOS, CA 94022	Advisory (Plan)	$16,185
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 · EIN 84-0467907 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111	Recordkeeping Fees	$7,911
RETIREMENT ADMINISTRATION, INC.5 years Service code 13 · EIN 94-2646743 4966 EL CAMINO REAL STE 212 · LOS ALTOS, CA 94022	Contract Administrator	$4,350

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$28K

$348 / participant

Contract admin$28K100.0%

% of EOY assets

0.463%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GILBERT CPA'S
Auditor EIN: 680037990
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$44,094

$57,285-23.0%

$86,605-49.1%

$75,173-41.3%

Participation rate

93.8%

63.2%+30.6pp

71.7%+22.1pp

67.2%+26.6pp

Annual return

16.58%

2671.04%-2654.5pp

591.39%-574.8pp

160.65%-144.1pp

Employer contribution / active EE

$4,813

$2,315+107.9%

$3,023+59.2%

$2,670+80.2%

Participant deferral / active EE

$3,158

$3,318-4.8%

$4,438-28.8%

$4,126-23.5%

Admin fee / account holder

$204

$4,112-95.0%

$5,611-96.4%

$5,651-96.4%

Provider

Service type

Compensation

THREE BELL CAPITAL LLC5 years

Service code 27 · EIN 45-3567626

4 MAIN STREET STE 230 · LOS ALTOS, CA 94022

Advisory (Plan)

$16,185

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY O

Service code 64 · EIN 84-0467907

8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111

Recordkeeping Fees

$7,911

RETIREMENT ADMINISTRATION, INC.5 years

Service code 13 · EIN 94-2646743

4966 EL CAMINO REAL STE 212 · LOS ALTOS, CA 94022

Contract Administrator

$4,350

CRIHB 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CRIHB 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion