Retirement plan

CRIHB 401(K) PROFIT SHARING PLAN

Name: CALIFORNIA RURAL INDIAN HEALTH BOARD, INC. - CRIHB 401(K) PROFIT SHARING PLAN (2021) Form 5500
Creator: CALIFORNIA RURAL INDIAN HEALTH BOARD, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CRIHB 401(K) PROFIT SHARING PLAN, CALIFORNIA RURAL INDIAN HEALTH BOARD, INC.

CALIFORNIA RURAL INDIAN HEALTH BOARD, INC.EIN 23-7052541Plan #003PY 2021

1020 SUNDOWN WAY - ROSEVILLE, CA 95661916-929-9761crihb.orgLinkedIn51-200 employeeshospital & health care

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$6.2M

+1.5% from 2020

Total participants

124

-0.8% from 2020

Average account balance

$50,005

-1.8% from 2020

Annual return

12.65%

-2.84 pp from 2020

Benchmarks

See 8,919 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants25-99

Cohort8,919 peers

Snapshot2021

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$6.45M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

132

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$605K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.40%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$198

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
THREE BELL CAPITAL LLC3 years Service code 27 · EIN 45-3567626	Advisory (Plan)	$8,254
GREAT-WEST LIFE & ANNUITY INSURANCE1 year Service code 64 · EIN 84-0467907	Recordkeeping Fees	$3,454
RETIREMENT ADMINISTRATION, INC.3 years Service code 13 · EIN 94-2646743	Contract Administrator	$1,750

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$23K

$240 / participant

Contract admin$23K100.0%

% of EOY assets

0.371%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: GILBERT CPA'S
Auditor EIN: 680037990
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$50,005

$65,440-23.6%

$98,506-49.2%

$85,851-41.8%

Participation rate

100.0%

65.0%+35.0pp

73.3%+26.7pp

69.3%+30.7pp

Annual return

12.65%

21.75%-9.1pp

1494.92%-1482.3pp

318.63%-306.0pp

Employer contribution / active EE

$5,310

$2,169+144.8%

$2,961+79.3%

$2,565+107.0%

Participant deferral / active EE

$3,588

$3,168+13.2%

$4,277-16.1%

$3,952-9.2%

Admin fee / account holder

$186

$4,596-96.0%

$5,955-96.9%

$6,261-97.0%

Provider

Service type

Compensation

THREE BELL CAPITAL LLC3 years

Service code 27 · EIN 45-3567626

Advisory (Plan)

$8,254

GREAT-WEST LIFE & ANNUITY INSURANCE1 year

Service code 64 · EIN 84-0467907

Recordkeeping Fees

$3,454

RETIREMENT ADMINISTRATION, INC.3 years

Service code 13 · EIN 94-2646743

Contract Administrator

$1,750

CRIHB 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CRIHB 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion