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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,131 | $71,197+80.0% | $93,669+36.8% | $80,925+58.3% |
| Participation rate | 67.3% | 60.4%+6.9pp | 68.7%-1.4pp | 67.7%-0.4pp |
| Annual return | 17.32% | 11.27%+6.1pp | 133.59%-116.3pp | 35.65%-18.3pp |
| Employer contribution / active EE | $433 | $1,565-72.3% | $2,424-82.1% | $2,756-84.3% |
| Participant deferral / active EE | $8,416 | $4,036+108.5% | $4,416+90.6% | $4,299+95.8% |
| Admin fee / account holder | $24,067 | $6,959+245.9% | $8,291+190.3% | $6,940+246.8% |