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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,297 | $59,813+71.0% | $79,580+28.5% | $68,486+49.4% |
| Participation rate | 82.6% | 61.1%+21.5pp | 69.5%+13.1pp | 67.9%+14.7pp |
| Annual return | -21.07% | -12.30%-8.8pp | 0.15%-21.2pp | -7.85%-13.2pp |
| Employer contribution / active EE | $1,646 | $1,505+9.4% | $2,413-31.8% | $2,597-36.6% |
| Participant deferral / active EE | $10,760 | $3,024+255.7% | $3,985+170.0% | $4,028+167.1% |
| Admin fee / account holder | $10,298 | $4,835+113.0% | $6,835+50.7% | $5,404+90.6% |