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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,144 | $48,364-33.5% | $71,796-55.2% | $62,881-48.9% |
| Participation rate | 68.3% | 60.6%+7.7pp | 69.1%-0.8pp | 69.3%-1.0pp |
| Annual return | 264.64% | 13.16%+251.5pp | 78.04%+186.6pp | 20.14%+244.5pp |
| Employer contribution / active EE | $1,064 | $1,042+2.2% | $1,924-44.7% | $2,281-53.3% |
| Participant deferral / active EE | $6,161 | $2,091+194.6% | $2,794+120.5% | $3,203+92.4% |
| Admin fee / account holder | $589 | $3,771-84.4% | $4,815-87.8% | $4,296-86.3% |