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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,295 | $110,801-26.6% | $86,868-6.4% | $167,518-51.5% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 11.31% | 117.00%-105.7pp | 63.53%-52.2pp | 478.71%-467.4pp |
| Employer contribution / active EE | $9,066 | $3,245+179.4% | $2,496+263.3% | $4,838+87.4% |
| Participant deferral / active EE | $10,991 | $4,547+141.7% | $3,699+197.1% | $6,342+73.3% |
| Admin fee / account holder | $2,889 | $8,417-65.7% | $5,829-50.4% | $12,312-76.5% |