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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,158 | $95,580+11.1% | $76,872+38.1% | $139,466-23.9% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.04% | 55.00%-40.0pp | 37.90%-22.9pp | 373.66%-358.6pp |
| Employer contribution / active EE | $10,130 | $3,145+222.1% | $2,533+299.9% | $4,754+113.1% |
| Participant deferral / active EE | $10,626 | $4,623+129.9% | $3,832+177.3% | $6,712+58.3% |
| Admin fee / account holder | $933 | $8,302-88.8% | $5,476-83.0% | $11,409-91.8% |