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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,450 | $91,911-72.3% | $68,612-62.9% | $135,380-81.2% |
| Participation rate | 94.1% | 76.7%+17.4pp | 72.2%+21.9pp | 82.6%+11.5pp |
| Annual return | -12.81% | -8.22%-4.6pp | -4.63%-8.2pp | 519.81%-532.6pp |
| Employer contribution / active EE | $6,889 | $3,924+75.6% | $2,625+162.4% | $4,779+44.2% |
| Participant deferral / active EE | $8,037 | $4,315+86.3% | $3,311+142.7% | $5,609+43.3% |
| Admin fee / account holder | $646 | $9,240-93.0% | $5,131-87.4% | $10,828-94.0% |