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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,354 | $58,241-34.1% | $81,780-53.1% | $80,911-52.6% |
| Participation rate | 62.5% | 63.4%-0.9pp | 72.4%-9.9pp | 67.6%-5.1pp |
| Annual return | 18.90% | 41.73%-22.8pp | 776.27%-757.4pp | 35.63%-16.7pp |
| Employer contribution / active EE | $477 | $2,343-79.6% | $2,914-83.6% | $2,756-82.7% |
| Participant deferral / active EE | $4,418 | $3,283+34.6% | $4,321+2.2% | $4,297+2.8% |
| Admin fee / account holder | $2,693 | $4,973-45.9% | $7,384-63.5% | $6,935-61.2% |