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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,125 | $60,128-61.5% | $90,440-74.4% | $79,852-71.0% |
| Participation rate | 65.2% | 65.0%+0.2pp | 72.7%-7.5pp | 69.6%-4.4pp |
| Annual return | 12.29% | 71.95%-59.7pp | 1294.38%-1282.1pp | 31.72%-19.4pp |
| Employer contribution / active EE | $367 | $2,068-82.3% | $3,263-88.8% | $2,471-85.2% |
| Participant deferral / active EE | $2,931 | $2,939-0.3% | $3,964-26.1% | $3,740-21.7% |
| Admin fee / account holder | $417 | $3,977-89.5% | $5,615-92.6% | $5,306-92.1% |