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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,564 | $57,312-50.2% | $86,617-67.0% | $75,181-62.0% |
| Participation rate | 60.3% | 63.2%-2.9pp | 71.7%-11.4pp | 67.2%-6.9pp |
| Annual return | 15.61% | 2672.78%-2657.2pp | 591.91%-576.3pp | 160.69%-145.1pp |
| Employer contribution / active EE | $412 | $2,315-82.2% | $3,023-86.4% | $2,671-84.6% |
| Participant deferral / active EE | $3,629 | $3,319+9.3% | $4,437-18.2% | $4,126-12.1% |
| Admin fee / account holder | $1,148 | $4,114-72.1% | $5,613-79.5% | $5,650-79.7% |