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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASS MUTUAL LIFE INSURANCE CO. Service code 15 · EIN 04-1590850 | Recordkeeping | $60,302 |
Filed as: CORNERSTONE ADVISORS ASSET MGMT LLC Service code 27 · EIN 75-3204798 | Advisory (Plan) | $35,870 |
MARCUM LLP1 year Service code 50 · EIN 11-1986323 | Direct Payment | $19,500 |
Filed as: THE MANDMARBLESTONE GROUP, LLC Service code 13 | Contract Administrator | $2,494 |
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN BEACON Service code 52 · EIN 75-2401150 | Indirect Investment Fees | $0 |
AMERICAN FUNDS1 year Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
BAIRD FUNDS1 year Service code 52 · EIN 39-6037917 | Indirect Investment Fees | $0 |
Filed as: FIDELITY INVESTMENTS Service code 52 · EIN 04-3022712 | Indirect Investment Fees | $0 |
HARBOR1 year Service code 52 · EIN 34-1953393 | Indirect Investment Fees | $0 |
Filed as: MASS MUSTUAL LIFE INSURANCE CO. Service code 49 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,345 | $89,652+58.8% | $141,197+0.8% | $65,186+118.4% |
| Participation rate | 86.2% | 74.7%+11.5pp | 82.5%+3.7pp | 70.2%+16.0pp |
| Annual return | 22.42% | 32.79%-10.4pp | 71.41%-49.0pp | 29.39%-7.0pp |
| Employer contribution / active EE | $6,110 | $3,065+99.4% | $4,736+29.0% | $2,177+180.7% |
| Participant deferral / active EE | $8,577 | $5,691+50.7% | $6,710+27.8% | $3,514+144.1% |
| Admin fee / account holder | $501 | $569-11.9% | $10,265-95.1% | $847-40.9% |