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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $117,181 |
Filed as: CORNERSTONE ADVISORS ASSET MGMT LLC Service code 27 · EIN 75-3204798 | Advisory (Plan) | $29,019 |
MARCUM LLP2 years Service code 50 · EIN 11-1986323 | Direct Payment | $18,500 |
Service code 13 · EIN 20-4780677 | Contract Administrator | $13,625 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,313 | $99,957+68.4% | $149,745+12.4% | $73,497+129.0% |
| Participation rate | 95.1% | 75.7%+19.4pp | 82.5%+12.7pp | 70.7%+24.5pp |
| Annual return | 17.21% | 53.87%-36.7pp | 276.72%-259.5pp | 28.51%-11.3pp |
| Employer contribution / active EE | $6,352 | $3,191+99.0% | $4,646+36.7% | $2,270+179.8% |
| Participant deferral / active EE | $9,036 | $6,073+48.8% | $6,843+32.0% | $3,740+141.6% |
| Admin fee / account holder | $501 | $551-9.1% | $9,312-94.6% | $513-2.4% |