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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MASSACHUSETTS MUTUAL LIFE INSURANCE Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $114,877 |
Filed as: CORNERSTONE ADVISORS ASSET MGMT LLC Service code 27 · EIN 75-3204798 | Advisory (Plan) | $78,259 |
MARCUM LLP3 years Service code 50 · EIN 11-1986323 | Direct Payment | $19,400 |
Service code 13 · EIN 20-4780677 | Contract Administrator | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,602 | $104,479+89.1% | $159,474+23.9% | $79,391+148.9% |
| Participation rate | 94.1% | 76.6%+17.4pp | 82.8%+11.2pp | 70.7%+23.3pp |
| Annual return | 14.61% | 67.98%-53.4pp | 263.68%-249.1pp | 116.88%-102.3pp |
| Employer contribution / active EE | $6,217 | $3,417+81.9% | $4,831+28.7% | $2,428+156.1% |
| Participant deferral / active EE | $10,038 | $6,468+55.2% | $7,353+36.5% | $4,046+148.1% |
| Admin fee / account holder | $485 | $711-31.9% | $10,802-95.5% | $627-22.6% |