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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,837 | $77,472+50.8% | $100,392+16.4% | $80,935+44.4% |
| Participation rate | 92.9% | 76.9%+16.0pp | 81.5%+11.4pp | 67.7%+25.3pp |
| Annual return | 10.05% | 37.26%-27.2pp | 49.45%-39.4pp | 35.66%-25.6pp |
| Employer contribution / active EE | $2,250 | $2,800-19.7% | $3,941-42.9% | $2,757-18.4% |
| Participant deferral / active EE | $8,648 | $6,818+26.8% | $8,090+6.9% | $4,299+101.1% |
| Admin fee / account holder | $11,879 | $5,885+101.9% | $7,904+50.3% | $6,924+71.6% |