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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,342 | $154,228+40.3% | $145,433+48.8% | $137,256+57.6% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 18.79% | 74.59%-55.8pp | 66.58%-47.8pp | 220.34%-201.6pp |
| Employer contribution / active EE | $14,160 | $4,804+194.8% | $4,554+210.9% | $4,156+240.7% |
| Participant deferral / active EE | $18,536 | $8,216+125.6% | $7,897+134.7% | $6,407+189.3% |
| Admin fee / account holder | $50,953 | $14,344+255.2% | $13,129+288.1% | $12,270+315.3% |