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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,342 | $162,136+33.4% | $152,301+42.0% | $154,746+39.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.79% | 91.02%-72.2pp | 80.50%-61.7pp | 172.34%-153.6pp |
| Employer contribution / active EE | $14,160 | $4,890+189.6% | $4,624+206.2% | $4,379+223.4% |
| Participant deferral / active EE | $18,536 | $8,341+122.2% | $8,004+131.6% | $6,730+175.4% |
| Admin fee / account holder | $50,953 | $15,759+223.3% | $14,398+253.9% | $14,365+254.7% |