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| Provider | Service type | Compensation |
|---|---|---|
JANNEY MONTGOMERY SCOTT LLC4 years Service code 27 1717 ARCH STREET · PHILADELPHIA, PA 19103 | Advisory (Plan) | $36,284 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $21,291 |
DUNBAR, BENDER & ZAPF, INC.6 years Service code 13 400 HOLIDAY DRIVE · PITTSBURGH, PA 15220 | Contract Administrator | $8,300 |
Filed as: EMPOWER ADIVSORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,559 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,947 | $76,669+21.2% | $96,520-3.7% | $71,495+30.0% |
| Participation rate | 96.4% | 66.6%+29.9pp | 74.3%+22.1pp | 67.9%+28.5pp |
| Annual return | 21.58% | 48.29%-26.7pp | 35.72%-14.1pp | 28.85%-7.3pp |
| Employer contribution / active EE | $3,046 | $3,031+0.5% | $3,739-18.5% | $2,589+17.6% |
| Participant deferral / active EE | $5,116 | $3,771+35.7% | $4,879+4.9% | $4,291+19.2% |
| Admin fee / account holder | $321 | $2,028-84.2% | $6,733-95.2% | $1,588-79.8% |