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| Provider | Service type | Compensation |
|---|---|---|
JANNEY MONTGOMERY SCOTT LLC3 years Service code 27 1717 ARCH STREET · PHILADELPHIA, PA 19103 | Advisory (Plan) | $44,390 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $18,976 |
DUNBAR, BENDER & ZAPF, INC.5 years Service code 13 437 GRANT STREET · PITTSBURGH, PA 15219 | Contract Administrator | $7,047 |
Filed as: EMPOWER ADIVSORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,959 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,712 | $64,176+27.3% | $112,249-27.2% | $66,938+22.1% |
| Participation rate | 96.7% | 68.4%+28.2pp | 75.1%+21.6pp | 69.8%+26.9pp |
| Annual return | -17.66% | -13.80%-3.9pp | 27.48%-45.1pp | 1.58%-19.2pp |
| Employer contribution / active EE | $2,791 | $3,007-7.2% | $3,636-23.2% | $2,545+9.7% |
| Participant deferral / active EE | $5,073 | $3,694+37.4% | $4,729+7.3% | $4,238+19.7% |
| Admin fee / account holder | $363 | $626-41.9% | $6,412-94.3% | $594-38.8% |