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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,835 | $102,429+31.6% | $147,096-8.3% | $80,925+66.6% |
| Participation rate | 96.6% | 75.9%+20.8pp | 82.2%+14.4pp | 67.7%+29.0pp |
| Annual return | 95.87% | 135.02%-39.2pp | 419.75%-323.9pp | 35.65%+60.2pp |
| Employer contribution / active EE | $5,861 | $3,716+57.7% | $4,936+18.7% | $2,756+112.6% |
| Participant deferral / active EE | $13,951 | $6,649+109.8% | $8,071+72.9% | $4,299+224.5% |
| Admin fee / account holder | $11,118 | $7,957+39.7% | $13,005-14.5% | $6,940+60.2% |