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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,163 | $89,370+32.2% | $141,197-16.3% | $72,976+61.9% |
| Participation rate | 80.4% | 75.1%+5.3pp | 82.5%-2.0pp | 69.5%+10.9pp |
| Annual return | 21.78% | 111.88%-90.1pp | 71.41%-49.6pp | 81.02%-59.2pp |
| Employer contribution / active EE | $1,307 | $3,115-58.1% | $4,736-72.4% | $2,440-46.5% |
| Participant deferral / active EE | $8,718 | $5,419+60.9% | $6,710+29.9% | $3,608+141.7% |
| Admin fee / account holder | $12,318 | $5,957+106.8% | $10,265+20.0% | $5,124+140.4% |