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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,831 | $127,387-4.4% | $115,038+5.9% | $125,389-2.8% |
| Participation rate | 87.5% | 84.2%+3.3pp | 81.4%+6.1pp | 83.2%+4.3pp |
| Annual return | -2.72% | 31.28%-34.0pp | 26.14%-28.9pp | 282.24%-285.0pp |
| Employer contribution / active EE | $785 | $5,166-84.8% | $4,608-83.0% | $4,866-83.9% |
| Participant deferral / active EE | $9,816 | $6,423+52.8% | $6,026+62.9% | $5,352+83.4% |
| Admin fee / account holder | $3,783 | $9,516-60.2% | $8,175-53.7% | $9,541-60.4% |