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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,348 | $99,053-58.3% | $88,179-53.1% | $138,895-70.2% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.1%+30.9pp | 79.9%+20.1pp |
| Annual return | 15.99% | 78.17%-62.2pp | 64.97%-49.0pp | 145.39%-129.4pp |
| Employer contribution / active EE | $2,015 | $2,882-30.1% | $2,549-20.9% | $4,194-52.0% |
| Participant deferral / active EE | $6,855 | $5,225+31.2% | $4,614+48.6% | $6,396+7.2% |
| Admin fee / account holder | $3,837 | $8,748-56.1% | $7,673-50.0% | $12,562-69.5% |