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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,529 | $99,345-87.4% | $84,753-85.2% | $273,972-95.4% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 5.47% | 22.93%-17.5pp | 22.78%-17.3pp | 41.46%-36.0pp |
| Employer contribution / active EE | $1,560 | $4,214-63.0% | $3,574-56.3% | $4,869-68.0% |
| Participant deferral / active EE | $5,979 | $4,270+40.0% | $3,712+61.1% | $5,287+13.1% |
| Admin fee / account holder | $1,407 | $6,645-78.8% | $5,333-73.6% | $10,133-86.1% |