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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,530 | $111,814-25.3% | $103,374-19.2% | $145,959-42.8% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.26% | 24.77%-10.5pp | 24.89%-10.6pp | 561.95%-547.7pp |
| Employer contribution / active EE | $1,534 | $4,214-63.6% | $3,869-60.4% | $4,661-67.1% |
| Participant deferral / active EE | $2,080 | $5,618-63.0% | $5,058-58.9% | $6,689-68.9% |
| Admin fee / account holder | $12,028 | $9,754+23.3% | $8,394+43.3% | $13,398-10.2% |