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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,530 | $110,337-24.3% | $102,383-18.4% | $145,877-42.7% |
| Participation rate | 50.0% | 77.9%-27.9pp | 74.5%-24.5pp | 80.3%-30.3pp |
| Annual return | 14.26% | 24.83%-10.6pp | 24.94%-10.7pp | 551.28%-537.0pp |
| Employer contribution / active EE | $1,534 | $4,216-63.6% | $3,870-60.4% | $4,663-67.1% |
| Participant deferral / active EE | $2,080 | $5,621-63.0% | $5,060-58.9% | $6,691-68.9% |
| Admin fee / account holder | $12,028 | $9,750+23.4% | $8,391+43.3% | $13,402-10.3% |