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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,078 | $106,267-34.1% | $96,520-27.4% | $139,456-49.7% |
| Participation rate | 53.8% | 77.8%-24.0pp | 74.3%-20.5pp | 80.3%-26.5pp |
| Annual return | 18.12% | 38.45%-20.3pp | 35.72%-17.6pp | 373.45%-355.3pp |
| Employer contribution / active EE | $1,941 | $4,105-52.7% | $3,739-48.1% | $4,753-59.2% |
| Participant deferral / active EE | $2,801 | $5,454-48.6% | $4,879-42.6% | $6,711-58.3% |
| Admin fee / account holder | $4,985 | $7,882-36.8% | $6,733-26.0% | $11,407-56.3% |