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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,948 | $68,681-65.1% | $86,615-72.4% | $85,847-72.1% |
| Participation rate | 78.3% | 66.4%+11.9pp | 71.6%+6.6pp | 69.3%+8.9pp |
| Annual return | 14.35% | 20.12%-5.8pp | 63.51%-49.2pp | 318.61%-304.3pp |
| Employer contribution / active EE | $1,739 | $1,880-7.5% | $2,496-30.3% | $2,565-32.2% |
| Participant deferral / active EE | $949 | $2,919-67.5% | $3,699-74.4% | $3,952-76.0% |
| Admin fee / account holder | $1,096 | $5,974-81.6% | $5,830-81.2% | $6,261-82.5% |