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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,182 | $48,274-76.8% | $63,244-82.3% | $59,633-81.2% |
| Participation rate | 82.5% | 66.3%+16.2pp | 71.0%+11.5pp | 68.7%+13.8pp |
| Annual return | -0.47% | -240.79%+240.3pp | -70.31%+69.8pp | 2041.45%-2041.9pp |
| Employer contribution / active EE | $2,003 | $1,586+26.2% | $2,322-13.8% | $2,203-9.1% |
| Participant deferral / active EE | $1,267 | $2,343-45.9% | $2,953-57.1% | $3,192-60.3% |
| Admin fee / account holder | $3,675 | $3,600+2.1% | $5,893-37.6% | $4,297-14.5% |