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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,373 | $58,099-87.3% | $76,872-90.4% | $75,173-90.2% |
| Participation rate | 79.6% | 63.9%+15.7pp | 69.6%+10.0pp | 67.2%+12.4pp |
| Annual return | 15.75% | 26.71%-11.0pp | 37.90%-22.2pp | 160.72%-145.0pp |
| Employer contribution / active EE | $1,481 | $1,996-25.8% | $2,533-41.5% | $2,671-44.5% |
| Participant deferral / active EE | $784 | $2,999-73.9% | $3,832-79.5% | $4,126-81.0% |
| Admin fee / account holder | $17,587 | $4,778+268.1% | $5,476+221.2% | $5,651+211.2% |