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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $861 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,462 | $99,957-61.5% | $149,745-74.3% | $73,497-47.7% |
| Participation rate | 60.4% | 75.7%-15.3pp | 82.5%-22.0pp | 70.7%-10.2pp |
| Annual return | 19.94% | 53.87%-33.9pp | 276.72%-256.8pp | 28.51%-8.6pp |
| Employer contribution / active EE | $1,728 | $3,191-45.9% | $4,646-62.8% | $2,270-23.9% |
| Participant deferral / active EE | $3,688 | $6,073-39.3% | $6,843-46.1% | $3,740-1.4% |
| Admin fee / account holder | $324 | $551-41.2% | $9,312-96.5% | $513-36.9% |