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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $1,018 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,672 | $104,336-59.1% | $159,487-73.2% | $86,821-50.9% |
| Participation rate | 54.8% | 77.7%-23.0pp | 82.8%-28.1pp | 72.3%-17.5pp |
| Annual return | 19.82% | 26.32%-6.5pp | 263.71%-243.9pp | 97.94%-78.1pp |
| Employer contribution / active EE | $1,699 | $3,451-50.8% | $4,831-64.8% | $2,406-29.4% |
| Participant deferral / active EE | $3,847 | $6,837-43.7% | $7,354-47.7% | $4,132-6.9% |
| Admin fee / account holder | $376 | $172+118.1% | $10,804-96.5% | $170+121.5% |