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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $379 |
Filed as: WILSHIRE ASSOCIATES INC (USA) Service code 26 · EIN 95-2755361 | Advisory (Participants) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,845 | $73,102-64.6% | $123,553-79.1% | $56,289-54.1% |
| Participation rate | 57.7% | 74.3%-16.6pp | 82.3%-24.6pp | 69.9%-12.2pp |
| Annual return | -2.26% | 3.01%-5.3pp | 119.21%-121.5pp | -9.96%+7.7pp |
| Employer contribution / active EE | $2,209 | $2,977-25.8% | $4,628-52.3% | $2,111+4.7% |
| Participant deferral / active EE | $4,660 | $5,423-14.1% | $6,426-27.5% | $3,350+39.1% |
| Admin fee / account holder | $289 | $554-47.8% | $9,284-96.9% | $521-44.5% |