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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,798 | $87,546-68.2% | $75,784-63.3% | $125,389-77.8% |
| Participation rate | 69.2% | 80.2%-10.9pp | 75.8%-6.6pp | 83.2%-14.0pp |
| Annual return | -1.86% | 13.49%-15.4pp | 9.68%-11.5pp | 282.24%-284.1pp |
| Employer contribution / active EE | $1,105 | $3,930-71.9% | $3,323-66.7% | $4,866-77.3% |
| Participant deferral / active EE | $4,855 | $4,230+14.8% | $3,652+32.9% | $5,352-9.3% |
| Admin fee / account holder | $44 | $6,503-99.3% | $5,300-99.2% | $9,541-99.5% |