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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,862 | $115,814-33.6% | $101,275-24.1% | $158,982-51.7% |
| Participation rate | 68.8% | 79.4%-10.6pp | 75.8%-7.1pp | 82.0%-13.2pp |
| Annual return | 7.00% | 56.16%-49.2pp | 46.48%-39.5pp | 302.99%-296.0pp |
| Employer contribution / active EE | $1,006 | $4,176-75.9% | $3,660-72.5% | $4,763-78.9% |
| Participant deferral / active EE | $4,348 | $4,958-12.3% | $4,371-0.5% | $5,983-27.3% |
| Admin fee / account holder | $2 | $7,249-100.0% | $5,948-100.0% | $11,252-100.0% |