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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,374 | $133,981-74.3% | $112,249-69.4% | $134,532-74.4% |
| Participation rate | 69.2% | 78.6%-9.3pp | 75.1%-5.8pp | 81.2%-12.0pp |
| Annual return | -9.32% | 47.16%-56.5pp | 27.48%-36.8pp | 418.27%-427.6pp |
| Employer contribution / active EE | $1,428 | $4,040-64.7% | $3,636-60.7% | $4,741-69.9% |
| Participant deferral / active EE | $4,607 | $5,292-12.9% | $4,729-2.6% | $6,401-28.0% |
| Admin fee / account holder | $55,110 | $7,492+635.6% | $6,412+759.4% | $11,429+382.2% |