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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,774 | $131,835-23.6% | $108,582-7.2% | $273,972-63.2% |
| Participation rate | 76.5% | 83.5%-7.0pp | 79.6%-3.1pp | 83.0%-6.5pp |
| Annual return | 11.07% | -91.57%+102.6pp | -51.70%+62.8pp | 41.46%-30.4pp |
| Employer contribution / active EE | $1,459 | $4,913-70.3% | $3,758-61.2% | $4,869-70.0% |
| Participant deferral / active EE | $5,085 | $5,127-0.8% | $4,311+18.0% | $5,287-3.8% |
| Admin fee / account holder | $2,310 | $10,253-77.5% | $7,645-69.8% | $10,133-77.2% |