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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,780 | $144,130-19.0% | $117,861-0.9% | $147,586-20.9% |
| Participation rate | 70.6% | 83.4%-12.8pp | 79.7%-9.1pp | 82.8%-12.2pp |
| Annual return | 16.21% | 531.20%-515.0pp | 335.11%-318.9pp | 578.59%-562.4pp |
| Employer contribution / active EE | $1,545 | $4,897-68.4% | $3,786-59.2% | $4,876-68.3% |
| Participant deferral / active EE | $5,036 | $5,316-5.3% | $4,482+12.4% | $5,439-7.4% |
| Admin fee / account holder | $330 | $10,887-97.0% | $8,021-95.9% | $10,886-97.0% |