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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,922 | $72,404+38.0% | $110,243-9.4% | $64,173+55.7% |
| Participation rate | 64.0% | 73.3%-9.3pp | 79.8%-15.8pp | 69.6%-5.6pp |
| Annual return | -6.38% | -6.29%-0.1pp | 314.76%-321.1pp | 7.63%-14.0pp |
| Employer contribution / active EE | $1,116 | $2,282-51.1% | $3,827-70.8% | $2,381-53.1% |
| Participant deferral / active EE | $3,961 | $3,469+14.2% | $4,672-15.2% | $3,470+14.1% |
| Admin fee / account holder | $5,509 | $5,664-2.7% | $8,548-35.6% | $4,887+12.7% |