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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,983 | $78,694-26.3% | $67,652-14.3% | $125,389-53.8% |
| Participation rate | 78.6% | 78.8%-0.2pp | 75.7%+2.9pp | 83.2%-4.6pp |
| Annual return | -3.16% | 9.46%-12.6pp | 6625.40%-6628.6pp | 282.24%-285.4pp |
| Employer contribution / active EE | $0 | $3,044-100.0% | $2,266-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $2,785 | $4,292-35.1% | $3,560-21.8% | $5,352-48.0% |
| Admin fee / account holder | $3,197 | $7,403-56.8% | $4,821-33.7% | $9,541-66.5% |