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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,495 | $103,392-36.7% | $87,104-24.8% | $152,897-57.2% |
| Participation rate | 82.4% | 79.4%+3.0pp | 76.9%+5.5pp | 82.5%-0.1pp |
| Annual return | 25.16% | 28.10%-2.9pp | 28.19%-3.0pp | 345.43%-320.3pp |
| Employer contribution / active EE | $0 | $3,221-100.0% | $2,521-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $5,542 | $4,778+16.0% | $4,048+36.9% | $5,851-5.3% |
| Admin fee / account holder | $416 | $12,194-96.6% | $7,491-94.5% | $11,599-96.4% |