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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,011 | $100,805-30.5% | $86,698-19.2% | $134,532-48.0% |
| Participation rate | 88.2% | 79.0%+9.3pp | 76.6%+11.6pp | 81.2%+7.0pp |
| Annual return | -17.99% | 29.09%-47.1pp | 35.95%-53.9pp | 418.27%-436.3pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $8,598 | $5,339+61.0% | $4,656+84.7% | $6,401+34.3% |
| Admin fee / account holder | $4,544 | $10,925-58.4% | $7,493-39.4% | $11,429-60.2% |