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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,970 | $160,028-78.8% | $147,080-76.9% | $145,884-76.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 14.39% | 98.60%-84.2pp | 420.17%-405.8pp | 551.85%-537.5pp |
| Employer contribution / active EE | $2,924 | $5,286-44.7% | $4,933-40.7% | $4,662-37.3% |
| Participant deferral / active EE | $7,298 | $8,422-13.3% | $8,066-9.5% | $6,690+9.1% |
| Admin fee / account holder | $3,007 | $15,030-80.0% | $12,989-76.8% | $13,392-77.5% |