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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,523 | $156,398-72.2% | $147,318-70.5% | $138,895-68.7% |
| Participation rate | 95.2% | 83.8%+11.5pp | 82.1%+13.2pp | 79.9%+15.3pp |
| Annual return | 17.50% | 78.75%-61.2pp | 70.43%-52.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $2,696 | $4,853-44.4% | $4,593-41.3% | $4,194-35.7% |
| Participant deferral / active EE | $7,655 | $8,237-7.1% | $7,906-3.2% | $6,396+19.7% |
| Admin fee / account holder | $990 | $14,976-93.4% | $13,708-92.8% | $12,562-92.1% |