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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,438 | $148,582-80.9% | $135,942-79.1% | $139,456-79.6% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 16.93% | 79.26%-62.3pp | 68.28%-51.3pp | 373.45%-356.5pp |
| Employer contribution / active EE | $2,939 | $5,245-44.0% | $4,858-39.5% | $4,753-38.2% |
| Participant deferral / active EE | $6,786 | $8,101-16.2% | $7,759-12.5% | $6,711+1.1% |
| Admin fee / account holder | $2,936 | $12,402-76.3% | $10,764-72.7% | $11,407-74.3% |