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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,024 | $29,319-65.8% | $52,425-80.9% | $82,448-87.8% |
| Participation rate | 84.1% | 46.9%+37.3pp | 55.6%+28.5pp | 68.1%+16.1pp |
| Annual return | 15.92% | 535.20%-519.3pp | 302.12%-286.2pp | 41.64%-25.7pp |
| Employer contribution / active EE | $468 | $586-20.2% | $914-48.8% | $2,551-81.6% |
| Participant deferral / active EE | $578 | $1,171-50.7% | $1,790-67.7% | $4,139-86.0% |
| Admin fee / account holder | $802 | $1,962-59.1% | $2,495-67.9% | $7,234-88.9% |